RBI Boosts MSME Growth with ₹20 Lakh Collateral-Free Loans
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RBI Boosts MSME Growth with ₹20 Lakh Collateral-Free Loans

February 11, 2026
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The Reserve Bank of India (RBI) has doubled the collateral-free loan limit for micro and small enterprises (MSEs) to ₹20 lakh, easing access to formal credit. This key reform under the updated MSME lending directions takes effect from April 1, 2026.​ Enhanced Credit Access MSEs can now secure loans up

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